Under direct supervision of Chief Credit Officer, responsible for selling new commercial relationships by effectively presenting our products and services, interview customers, analyzing financial information, making credit decisions up to lending authority, handling collection of commercial loans, and monitoring the commercial overdrafts. Handles a small to medium loan portfolio in terms of dollar volume and size, and works in conjunction with loan committee when making credit decisions. This position will analyze and review credit, loan structure and documents that are less complex in nature. This position works to ensure commercial lending compliance with Loan Policy and bank regulations. This position will participate in cross-selling deposit, cash management, retail, and other bank services. This position is involved in various community organizations and represents Village Bank throughout the community in appropriate community events. Teams with others, assisting with relationship management, ongoing customer communication and active cross selling of related products/services. Performs all job responsibilities according to compliance and audit requirements.
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