The Junior Underwriter position is responsible for maintaining a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports. Duties will include initial file reviews and assisting Underwriter in clearing conditions. This position will also assist in ensuring that loans meet company standards for sale into secondary market. In addition, the Junior Underwriter position is responsible for providing general management, leadership and support for the people and daily processes related to the Residential Real Estate and Consumer loan processing department.
Primary Job Responsibilities
Essential Qualifications and Requirements:
Minimum 2 years underwriting experience required. 2 years management experience preferred. Experience with AUS (LP/DO/GUS) and knowledge of mortgage insurance preferred. Understanding of secondary market guidelines (FNMA/FHLMC/FHA/USDA/VA) required. In addition, must have a strong understanding of mortgage process flow of 1-4 family, condo and coop from processing to closing. A high level of proficiency with mortgage loan processing desired. Experience with Encompass loan processing software desirable. Knowledgeable in lending compliance regulations required.
BankVista offers a competitive salary and employee benefits package including health and dental insurance, employer paid Life Insurance and Disability, and a 401(k) Plan with employer match. If you are interested in joining a growing company and working within a fun and exciting environment, please apply now by sending your resume to Human.Resources@bankvista.com.
“BankVista is committed to providing an environment that is free from discrimination and harassment based on race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, or pregnancy and will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. BankVista is an equal opportunity/equal access/affirmative action employer fully committed to achieving a diverse workforce and complies with all Federal and Minnesota State laws, regulations, and executive orders regarding non-discrimination and