Credit Analyst

Posted January 4, 2019

BankVista, a full-service financial institution, is interested in motivated, enthusiastic, and skilled employees to help us deliver exceptional products and services. A career at BankVista offers the opportunity to learn, develop, and grow with us.

CREDIT ANALYST– SARTELL, CHASKA, or MANKATO, MN

The Credit Analyst position is responsible for conducting thorough analysis of financial statement and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence. Duties will include preparing loan write-ups for lenders and/or loan committee. This position will also assist in ensuring that loan risk rating and credit quality standards are adhered to. 

  
Primary Job Responsibilities

  • Spread and analyze business financial statements of existing and prospective clients in order to evaluate the risk associated in extending credit.
  • Investigate and gather information about clients.
  • Complete clear, detailed credit write-ups that summarize borrower’s financial condition and evaluate repayment capacity and collateral coverage.
  • Complete risk rating assessment of existing and prospective clients.
  • Makes recommendations tied to analysis to loan officers and/or loan committee.
  • Confers with loan officers and other bank staff about existing and prospective clients.
  • Maintain a working knowledge of all bank loan related policies and complete scope of work within those guidelines.  Also, maintain knowledge of legal and regulatory compliance issues.

Essential Qualifications and Requirements:
A four year degree in Business, Finance or related field is required. In addition, a minimum of 2 years of experience in a credit related environment with is required. Previous formal credit related training is preferred. Must be proficient in a Microsoft Windows environment using Excel and MS Word. Incumbent must have excellent verbal and written communication skills and acute attention to detail. Must have excellent interpersonal skills where incumbent maintains a pleasant, courteous and helpful attitude toward customers, lending staff and all other employees. Must have ability to prioritize tasks.

BankVista offers a competitive salary and employee benefits package including its 401(k) Plan. If you are interested in joining a growing company and working within a fun and exciting environment, please email your resume to: human.resources@bankvista.com

 

“BankVista is committed to providing an environment that is free from discrimination and harassment based on race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, or pregnancy and will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. BankVista is an equal opportunity/equal access/affirmative action employer fully committed to achieving a diverse workforce and complies with all Federal and Minnesota State laws, regulations, and executive orders regarding non-discrimination and affirmative action”.

7900 International Drive, Suite 685,

Bloomington, MN 55425

Phone: 651.687.9080

Fax: 651.687.9387

info@icbm.org

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