Are you interested in joining a successful and growing company that puts a significant emphasis on innovation and strategic thinking? The Bank of Elk River seeks individuals who share our core values of customer service, loyalty, and integrity to be a part of over 130 years of serving the Elk River and surrounding communities. Our customers know they can count on our staff for experience, knowledge, and superior service to meet all of their banking needs.
We have a long history of investing in our employees through competitive pay and attractive benefit programs. We also offer training and development opportunities that give our employees the skills and knowledge they need to succeed. We help our employees invest in their future through The Bank of Elk River’s Employee Stock Ownership Plan. This allows our employees the opportunity to take part in the bank’s success and because each employee has the opportunity to be a stockholder, it drives a sense of ownership among our staff.
The Bank of Elk River is a true community bank. We are dedicated to giving back to our communities through direct financial support and volunteer service. We offer a variety of opportunities for staff to volunteer at local events and support our staff in their volunteer efforts within the communities we serve.
We make it a priority to build a unique and diverse workforce and we consider our employees our most valuable asset. The Bank of Elk River has established a strong, loyal and innovative team of professionals. If you are interested in joining The Bank of Elk River, we encourage you to submit an application.
This position is responsible for providing strategic leadership to the Bank by establishing proactive long-range goals and strategies that minimize credit risk exposure and foster a growth-oriented, accountable environment. Responsible to ensure lending policies and practices are conducted in a safe and sound manner and completed with excellence. Identifies, analyzes and monitors credit losses across the Bank’s loan portfolio and is responsible for preparing ALLL analysis. Works with internal resources to identify areas of opportunity and communicate these opportunities toExecutive management. Provides proactive insight into trends and identifies concerns; assesses threats and opportunities within the portfolio. Has significant impact and influence on the growth and maintenance of a strong credit culture. Draws upon a deep knowledge of credit structure, credit analysis and an in-depth understanding of the Bank’s products and lines of business. Stays abreast of trends and changes in economic and regulatory environment. Demonstrates excellent communication skills with subordinates and other key stakeholders responsible for the Credit culture of the bank. This position reports to the President of the Bank.
Provides leadership and supervision to the Credit Administration Department. Responsible for the overall direction, coordination and evaluation of the department, which includes: planning and directing work, appraising performance, rewarding and disciplining employees, addressing complaints and resolving problems. Takes responsibility for subordinate’s activities. Develops subordinate’s skills and encourages growth. Continually works to improve supervisory skills and makes him/herself available to staff. Demonstrates knowledge of EEO policy. Promotes a harassment-free environment. Treats people with respect and shows sensitivity for cultural differences. Maintains confidentiality. Works ethically and with integrity.
ESSENTIAL DUTIES AND RESPONSIBILITIES
To perform this job successfully the individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
CERTIFICATES AND LICENSES
While performing the duties of this job, the employee is regularly required to sit and use computer for extended periods. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
It is the individual responsibility of every employee to maintain a current awareness and understanding of and to fully comply with The Bank of Elk River’s “Code of Ethics Policy.” Each employee is also expected to maintain an awareness of the laws, regulations, internal policies and procedures that are appropriate for his/her position. Each employee must also comply with consumer protection laws that relate to his/her position.
The Bank of Elk River seeks individuals who share our core values of customer service, loyalty, and integrity. We are a community bank where our customers know they can count on our staff for experience, knowledge, and superior service to meet all of their banking needs. The Bank of Elk River is an Affirmative Action-Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.