First National Bank Minnesota

Mankato, MN

Job Title:
Credit Analyst

This position in responsible for analyzing commercial customers financial statements.

Analyze financial data provided by borrower to determine financial condition of businesses and/or individual. Prepare well written credit presentations that provide information of credit performance of commercial credits to allow accurate decision making of applicant’s level of credit request. Have a working knowledge to understand and interpret different types of financial statements including but not limited to corporate/individual tax returns, audited or company prepared. Utilize Moody’s Lending Cloud software as a tool to prepare in-house financials to lenders and management. Understanding of UCA and traditional methods of cash flow for businesses and individuals. Prepare reasonable borrower projections for new credit requests, utilizing sensible amounts income and expenses combined with proposed loan terms that are justifiable for the business model. Perform other credit related tasks as requested.

Bachelor’s degree in Accounting, Finance, or related field. Three years of financial analysis experience preferred. Proficient in Microsoft Office Suite products, ability to prioritize tasks and meet deadlines, excellent written and oral communication skills, skilled in statistical computations.


How to Apply: